Last updated Wednesday, April 29 at 3:20pm

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The Downtown Dayton Partnership is available to help downtown businesses navigate the coming weeks and months as our communities and businesses work to minimize the impact of the pandemic.

If your downtown business needs ideas, assistance, or resources, please reach out to our economic development team. We'll work with you to prioritize next steps and connect with the best available resources.

Suggested Immediate Actions:
Check in with your business's key providers to explain the impact and identify alternative paths forward.
- Banks, lenders, creditors
- Landlord, utility providers
- Insurance providers

These two write-ups from local resources expand on these priorities:
Miami Valley SBDC March 17th Newsletter | Download PDF
Teresa Perretta, Hospitality Consultant - Restaurant Owner or Operator Guide | Download PDF


Scott Murphy
Vice President, Economic Development

Val Beerbower
Economic Development Project Manager

AJ Ferguson
Economic Development Project Manager


The Downtown Dayton Partnership continues to update a list of downtown businesses offering carry out, delivery, curbside pickup, or online shopping options. Please email your business's information to if it needs to be added, changed, or removed.
Open* Restaurants
Open* Retail & Services
Open* Things to Do

Miami Valley Small Business Development Center
Business Technical Assistance

Ohio Division of Liquor Control
High Proof Liquor Buyback

Governor DeWine announced Tuesday, April 7th that a new emergency rule will allow restaurants with an on-premise liquor license to sell alcohol for carryout and delivery. Check the Division of Liquor Control website for updates and details.


Miami Valley Small Business Development Center
Resources for Businesses During Corona Virus Crisis
Page includes overview video of application process for disaster loans & other SBA loan resources

Reopen Main Street
Downtown Professionals Network

Dayton Area Chamber of Commerce
Coronavirus Resource Guide for Businesses

State of Ohio
Office of Small Business Relief

State of Ohio
Resources for Economic Support

Jobs Ohio
COVID-19 Resources

U.S. Small Business Administration
Guidance for Businesses and Employers

Google for Small Business
Resources to help your small business manage through uncertainty!/

Ohio Development Services Agency Survey:
The Ohio Development Services Agency is conducting a survey to get a sense of what the economic impact is on Ohio businesses. If you have a few moments, please consider taking this survey.


The Connor Group
Local Small Business Loan Program

U.S. Chamber of Commerce
Coronavirus Emergency Loans
Small Business Guide & Checklist

Economic Injury Disaster Loan (EIDL)
One of the economic tools already deployed is the Small Business Administration's disaster loan, which can be used to cover a variety of operating expenses as you manage through this crisis.

Our local Small Business Development Center has a lot of tools and webinars you can check out for a step-by-step process to apply:

Miami Valley Small Business Development Center
SBDC Coronavirus Resources
SBA Disaster Loan Application Process Video
Slides from March 14th Webinar

SBA contact for our region:
Alexander Kohls
Senior Area Manager – Dayton Region
Columbus District Office
U.S. Small Business Administration
(614) 633-6372
April 15th Launch Dayton Webinar with Alex

Paycheck Protection Program (PPP)
This is a lending tool that resulted from the CARES Act. The PPP loan can be applied to a variety of operating expenses, but it is primarily designed to assist an employer with payroll costs. Another aspect of this loan product is it may be partially forgiven if used to retain employees. This program has been evolving throughout the weeks since the passage of the CARES Act - this guidance from the Department of the Treasury published on 3/31 is a good summary of the program.

Lender List & Requirements Article - April 9, 2020

Contact your bank/credit union/lender to start an application as soon as possible.

Coronavirus Tax Relief

If you have not already done so, contact your insurance provider to see what kind of disaster or unemployment insurance you have. The Dayton Area Chamber of Commerce put together a video interview with a local insurance company that might answer some initial questions:

If you have existing loans and you have not already done so, reach out to your bank or lending institution to talk about changing your payment plan. If you already have an SBA loan, you may be eligible for 6 months of loan forgiveness through the CARES Act. Again, we're here to help if you have not been able to connect with your lender.

No Interest, Crowd-Sourced Micro Loans up to $15,000
Contact Scott Murphy (

List of Additional Grants & Relief Opportunities
Small Business Relief Tracker

Utility Information & Assistance

Vectren / CenterPoint Energy
"CenterPoint Energy will support customers who may need payment assistance, arrangements or extensions during the Coronavirus situation. In addition, the company has temporarily suspended natural gas service disconnections for nonpayment."
Contact: Justin Forshey

"DP&L will not disconnect any customer’s service for non-payment, in order to give customers experiencing financial hardship extra time to make payments. We will continue to read meters and send bills. Customers should pay what they can to avoid building up a large balance that will be difficult to pay off later."

City of Dayton Water & Sewer
"We are also suspending disconnections of water and sewer services for non-payment to give customers experiencing financial hardship extra time to make payments."


We realize many of you are making difficult decisions to lay off some of your staff. The Ohio Department of Jobs and Family Services has a COVD-19 FAQ sheet that can help navigate this process, both from the perspective of an employer and employee.

(See the note above about PPP incentives to help you retain your employees.)

Ohio Department of Job and Family Services
Coronavirus and Unemployment Insurance Benefits

Unemployed Workers Resource Center

Hospitality / Service Industry Tips
from Teresa Perretta
Restaurant Employee Guide

Ohio Means Jobs
Job Opportunity Listing

United Way of Greater Dayton
Get Help Now


Nonprofit organizations may be eligible for support from the federal government through the business programs described above under Financial Resources. Contact the Miami Valley Small Business Development Center for support or reference the information from RSM below.

Relief for Tax-Exempt Organizations

Dayton Foundation
Resources for Not-for-Profit Organizations

Culture Works
Resources for Arts Organizations & Artists

Public Health Information

Public Health - Dayton & Montgomery County
COVID-19 Page

Ohio Department of Health
COVID-19 Page

United States CDC
COVID-19 Page

World Health Organization
COVID-19 Page